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Handsome planner in onyx black pebbled faux leather is ready to keep your entire year organized. Scripture inserts throughout and monthly budget pages included, as well as a complete page for each weekday with appointment times from 7:00 a.m. to 8:00 p.m.

Each month opens with a Scripture meditation and ends with a blank page for your notes; a promise from God's word is displayed for each month of the year. Extras include World Time Zones and Dialing Codes, Holidays observed around the world, standard measurement charts, plus space for a complete personal profile. Planner calendar is included up to 2014.

At the back are several lightly ruled pages for notes, plus an address book section. Scriptures are listed categorically at the back for easy reference; two-page spread of Scriptures entitled Road to Resolution; space for 2014 notes at the back keep you ready for the following year.

Quality bound 8.5" x 5.75" planner is embossed 2013 on the cover with cross imprint; satin ribbon marker, and presentation page add the finishing touch to a top quality Christian planner for business, home, or professional use.