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Lady Eliza Sumner is on a mission. Her fortune was the last thing she had left after losing her father, her fiance, and her faith. Now, masquerading as Miss Eliza Sumner, governess-at-large, she's determined to find the man who ran off with her fortune, reclaim the money, and head straight back to London.

Mr. Hamilton Beckett, much to his chagrin, is the catch of the season, and all the eyes of New York society--all the female ones, at least--are on him. He has no plans to marry again, especially since his hands are full keeping his business afloat while raising his two children alone.

Eliza's hapless attempts to regain her fortune unexpectedly put her right in Hamilton's path. The discovery of a common nemesis causes them to join forces and, before she knows it, Eliza has a whole retinue of people helping her. Eliza's determination not to trust anyone weakens when everyone's antics and bumbling efforts to assist her make her wonder if there might be more important things than her fortune and independence. When all of Hamilton's and Eliza's best-laid plans fall by the wayside, it will take a riot of complications for them to realize that God just might have had a better plan in mind all along.