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In this fresh, interactive guide, respected financial expert Dave Ramsey offers a proven, comprehensive plan for getting in shape financially. This book takes you one step closer to getting out of debt and achieving financial health. Against a playful backdrop of fitness terminology, Dave gives solid, hard-hitting advice and the "hope" and the "how-to" needed to turn goals into reality. The Total Money Makeover Workbook includes: useful worksheets and forms; readable and informative charts and graphs; the four factors that keep people from getting in shape financially. This book is an essential resource for anyone desiring total financial fitness. Dave's no-nonsense, tell-it-like-it-is approach translates into results for those who diligently follow this complete action plan. Tens of thousands of people have already transformed their financial situation with Dave's advice, rooted in "God's and Grandma's common sense." With this workbook, countless others will be on their way to financial fitness.